Key takeaway 1
FY2025: 528,340 VA loans guaranteed, ~$206.1B volume, average $390,101
2026 VA Home Loan Market Report
Official VA Annual Benefits Report and Lender Loan Volume figures: FY2025 guaranteed 528,340 loans (~$206.1B, avg $390,101). FY2024 baseline was 416,374 loans (~$155.4B, avg $373,291)—not scaled YTD estimates. This report also covers FY2026 YTD through the Q3 window, state rankings, charts, and CSV download. National VA Loans is not affiliated with the Department of Veterans Affairs.
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Key takeaway 2
FY2024 official baseline: 416,374 loans, ~$155.4B volume, average $373,291
Key takeaway 3
FY2025 mix: 323,832 purchase; 119,458 IRRRL; 85,050 cash-out
Key takeaway 4
FY2026 YTD through May 2026: about 443,107 loans (~$179.5B)
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Educational content is reviewed for clarity and lending context; personalized eligibility requires borrower-specific review.
National VA Loans is not affiliated with the Department of Veterans Affairs or any government agency.
Last reviewed: July 2026
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