VA Homebuying Intelligence Center

Market reports

• 2026 VA Home Loan Market Report — FY2025 VA totals (528,340 loans / ~$206.1B) vs official FY2024 baseline (416,374 / ~$155.4B), plus FY2026 YTD through Q3, states, charts, CSV, and methodology. Last reviewed: July 2026.
• Best States for VA Buyers 2026 — Compare VA loan volume, loans per veteran, and planning factors for high-activity states. Last reviewed: June 2026.
• VA Loan Usage Gap Report — See where veterans may be underusing VA purchase and refinance volume relative to population. Last reviewed: June 2026.
• VA Construction Loan Availability Index — State-level construction planning factors tied to the VA construction guide and lender readiness. Last reviewed: June 2026.
• VA Condo Approval Guide by State — State matrix for condo project review, HOA documentation, and accepted-with-conditions planning. Last reviewed: June 2026.

Tools and explorers

• VA Loan Statistics Explorer — Interactive charts by state and year.
• Veteran Demographics — Population and age-band context with methodology.
• VA Buyer Readiness Score — Personalized planning report with specialist review CTA.

Methodology

Figures summarize VA Home Loans Loan Volume by State/County/Lender reporting, the VA Annual Benefits Report (Loan Guaranty), and Census-based veteran population estimates. Data describe VA-guaranteed market activity and do not represent loans originated by National VA Loans.

Flagship report last reviewed: July 31, 2026. Read the 2026 VA Home Loan Market Report or download the FY2025 state volume CSV.