Zero Money Down
100% Financing on VA Loans
The VA loan is one of the only mortgage products on the market that does not require a down payment. Purchase a home with your VA home loan benefits and get 100% Financing.
No Mortgage Insurance
No Monthly Mortgage Insurance
Mortgage insurance is required by FHA and conventional loans if you do not have a down payment of 20%. Since VA loans are backed by the US government they do not require monthly mortgage insurance.
Lower Interest Rates
Lower Interest Rates on VA Loans
VA loans typically have lower interest rates than conventional home loans. Lower interest rates equal lower mortgage payments and lower debt ratios.
VA Loans are Easier to Qualify For
VA loans are easier to qualify for than your average conventional loan. Many veterans have qualified for VA home loans that would have not been approved under conventional loan guidelines.
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VA Home Loan Information & Home Buying Resources